Choosing a City in Italy When You Relocate: Cost, Jobs and Local Tax

Last modified on November 5, 2026 • 5 min read • 935 words
Milan, Rome, Turin, Bologna, Naples or a smaller town: how newcomers on a work permit can weigh housing, commute, local surcharges and family life.
Choosing a City in Italy When You Relocate: Cost, Jobs and Local Tax

If you work for a company abroad through an Employer of Record, you often have a choice that local hires do not: where in Italy to live. The permit, the contract and the payroll work the same everywhere. The life around them does not.

The cities most newcomers consider  

  • Milan. The largest international job market and business community. Finance, fashion, design, consulting, tech, pharma. Two airports with long-haul connections. Housing is the main cost.
  • Rome. The capital: public institutions, energy, telecoms, international organisations. A big city with a slower rhythm in some neighbourhoods.
  • Turin. Automotive, aerospace and engineering, with a strong technical university. More space for the money than Milan.
  • Bologna. Machinery, motor brands, food industry and one of Europe’s oldest universities. Compact and well connected by high-speed rail.
  • Naples. Aerospace, shipping and a growing developer scene. Lower living costs.
  • Smaller cities and towns. Many professionals working remotely for foreign companies choose them for housing, space and pace.

Local tax: small but real  

On top of national income tax, you pay a regional and a municipal surcharge, depending on where you live. They change your net pay, not your employer’s cost. Examples from secondary sources read in October 2026:

  • Milan’s municipal surcharge is 0.8%, with an exemption for incomes up to €23,000.
  • Rome’s is 0.9%, and the Lazio regional rate reaches 3.33% above €28,000.
  • Naples has the highest municipal rate of the large cities, 1.0%.
  • Bologna applies 0.8%.
  • Turin’s is progressive, from 0.8% to 1.2%.

On a €50,000 gross salary, the gap between the cheapest and the most expensive combination of region and city is in the order of €1,000-1,500 a year of net pay. Try your numbers in the net pay calculator .

Housing  

Housing is the biggest variable. It also matters for the permit: you need a registered lease for residence registration, and if your family joins, the home must be suitable for the number of occupants. Commuter towns around the big cities offer larger homes for the same rent, with train connections.

Family life  

  • Schools. International schools are concentrated in the larger cities. Public schools teach in Italian everywhere.
  • Health care. The national health service covers residents everywhere; waiting times differ by region.
  • Community. Larger cities have established communities from many countries, which helps in the first months.

Work and travel  

If your company is abroad, flights matter. Check direct connections to your home country and your company’s hubs. Time zones too: Italy is on CET (UTC+1), CEST in summer.

If you might later look for an Italian job, choose a city with a market for your profile.

Practical questions  

Can I move from one Italian city to another later? Yes. You update your residence, and possibly your permit address. Your contract states the place of work; for remote employees we update it.

Does the city affect the Blue Card? No. The threshold is national.

Does the city affect my employer’s cost? No. Surcharges come out of your gross pay.

How to decide  

Make a short list of two or three places, spend a few days in each if you can, and compare rent, commute, schools and flights. Ask us for help with the first weeks wherever you choose.

Still wondering?  

Which city is best for English speakers? Milan has the largest international community, but English is spoken in professional circles in every major city.

Is public transport good enough to live without a car? In the big cities, yes, for most people. In smaller towns a car is often needed.

Are rents negotiable? Sometimes, especially for longer leases. A strong Italian contract helps your position.

Should I live in the city centre? Centres are attractive but expensive and sometimes noisy. Many families choose well-connected neighbourhoods or nearby towns with a train line.

Can I change my mind after a year? Yes. Your permit is national; moving city means a new lease, a new residence registration and a new family doctor, not a new permit.

Does my Blue Card salary have to be higher in Milan? No. The threshold is the same everywhere, although Milan employers often pay more because of housing costs.

The lowest all-inclusive Employer of Record price for Italy

ItalyBlueCard: €250 per employee per month, all included: Italian employment contract and CCNL selection, monthly payroll, payslips and filings, onboarding and offboarding, HR documents and amendments, invoicing in your currency at the EUR reference rate, no FX spread, no setup fee.

ProviderHeadline feeItaly priceIn EURAll inclusive?
ItalyBlueCard (EmployItaly)€250Published€250Yes
Native Teams from $99 Not published €92 Not stated
Boundless from €175 Not published €175 Not stated
Skuad (Payoneer) from $199 Not published €184 Not stated
Remofirst from $199 Not published €184 Not stated
Rivermate from €329 Not published €329 Yes
Playroll $399 Published €369 No
Multiplier from $459 Not published €425 No
PeoItaly €450 Published €450 Not stated
Papaya Global from $499 Not published €462 Not stated
Horizons (now Remote People) from $499 Not published €462 No
Lano from €499 Not published €499 No
Borderless AI from $579 Not published €536 No
Deel from $599 Not published €555 No
Remote from $599 Not published €555 Not stated
Globalization Partners (G-P) from $599 Not published €555 No
Atlas HXM from $599 Not published €555 No
Oyster $699 Published €647 No

Quote only, no public price for Italy: Rippling, Velocity Global (Pebl), Omnipresent, Safeguard Global, INS Global, Asanify, Wisemonk, EOR Italy (eoritaly.com), eor-italy.com, Italian Employer of Record (employerofrecorditaly.com), Italian Payroll (italianpayroll.it, Lexia), HR Capital. Read on 2026-10-27; USD converted at 1.08 per EUR. Employment cost is the same with any provider and is not included.

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